About Us

Trusted by customers
About Us

we have 10 years of experience

Welcome to LoanXpart – Your Trusted Partner in Property Loan Advisory Services.

At LoanXpart, we understand that navigating the intricate landscape of property loans can be a daunting task. That's why we are here – to simplify the process, provide expert guidance, and help you secure the property loan that aligns perfectly with your goals and financial aspirations.

Team

Our Team

Ajit Tiwari
Head Of Sales
Sourav Sengupta
Consultant
Pranab Dey
Consultant
Steps:

How It Works

Consultation

Connect with our experts for a personalized consultation. We'll assess your needs, discuss financing options, and provide a roadmap for your property loan journey.

Application

Our digital application process makes applying for a loan a breeze. Enjoy the convenience of secure online submissions and quick processing times.

Approval

Once your application is submitted, our team works diligently to secure swift approvals. You'll be informed at every stage, ensuring transparency and peace of mind.

Fulfill Your Property Dreams

With LoanXpart by your side, achieving property ownership is not just a dream – it's a reality. Watch as we turn your aspirations into keys in hand.

FAQ

Frequent Asked Questions

What is the difference between pre-qualification and pre-approval for a home loan in India?

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Pre-qualification is an estimate, while pre-approval involves a detailed assessment, offering a more solid loan commitment.

How does the loan underwriting process work in India?

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Loan underwriting involves assessing a borrower's risk and financial capability, conducted by the lender to determine loan approval.

Are there tax benefits associated with home loans in India?

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Yes, Indian homeowners may qualify for tax deductions on both the principal and interest components of their home loan repayments.

Can I refinance my home loan in India?

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Yes, refinancing allows borrowers to switch to a different lender or negotiate better terms with the current lender.

What is the importance of a good CIBIL score for home loan applicants in India?

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A higher CIBIL score positively impacts interest rates and loan approval chances, showcasing a borrower's creditworthiness.

Can I include the cost of home furnishings in my home loan in India?

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Some lenders allow including furnishing costs in the home loan, but it's crucial to confirm this with the lender.

How long does it take to process a home loan application in India?

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The processing time varies but typically takes 15 to 30 days, subject to proper documentation and timely submission.

What is the role of a property appraisal in the Indian home loan process?

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An appraisal determines the property's value, ensuring it aligns with the loan amount. This step is crucial for both borrowers and lenders.

Can I prepay my home loan in India?

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Yes, many lenders allow prepayment, but some may charge a penalty. Check your loan agreement for details..

What is the difference between a home loan and a loan against property in India?

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A home loan is specifically for purchasing or constructing a home, while a loan against property uses an existing property as collateral for a loan.

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